Learning Centre

Home Ownership

Whether you’re looking for your first home, renovating your forever home, or somewhere in between, we’ve got you covered.

Buying a Home, Moving and Renovating

Home ownership, renovating, and moving can seem overwhelming. We’re here to make it simple. Learn about mortgage payment options, mortgage types, financing renovations, and more with Libro’s tools, articles, and tips.

Learn About Libro Mortgages Book a MeetingView Mortgage Rates

Limited time offer!

Whether you’re buying, switching, or refinancing.

Whatever your next move looks like, we’re here to help you make it with confidence. With a Libro mortgage, you could receive up to $4,500 cash back to spend, along with personalized support from a Coach who’ll guide you every step of the way.

Plus, enjoy a free premium chequing account – a value of $1,500 – when you have a Libro mortgage.¹

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5-Year High Ratio Mortgage

With a high-ratio mortgage from Libro Credit Union, you can get into your home sooner with as little as 5% down. We’ll guide you through every step so you can move forward with confidence.

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3-Year High Ratio Mortgage

With a high-ratio mortgage from Libro Credit Union, you can get into your home sooner with as little as 5% down. We’ll guide you through every step so you can move forward with confidence.

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Home Ownership Articles

Four people stand around a table reviewing architectural blueprints in a modern office with shelves, a TV, and a laptop visible in the background.

Building Your Own Home

Deciding whether to build or buy a new house can be a tough call. Lear...

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A woman stands on a small porch with her arms around two children in front of a brick house; a soccer ball lies on the grass nearby.

Condominiums

When you’re ready to buy a home, your lifestyle plays a big part in ...

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A person in a long coat stands indoors, facing a large window and looking out at a rural landscape with trees and outbuildings.

Financing a Renovation

Dreaming about a home renovation project? There are financing options ...

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Libro Members talking with a Libro Coach in a branch

First-Time Home Buyer

Libro makes owning your first home a reality. Get your home ownership ...

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Helpful Tools & Resources

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Mortgage Calculator

Get a snapshot of what you can comfortably afford to borrow and test out different scenarios including rates and payments.

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Surprise Costs

Many costs can take unprepared home buyers by surprise. Use this resource as your guide to stay prepared.

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Mortgage Rates

Check out Libro’s competitive mortgage rates. We offer a variety of options that are flexible to suit your needs.

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Profit Sharing

Having a Libro mortgage means you’re a Libro Member! Learn about the opportunities you have by being part of a credit union.

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Home Inspection Checklist

Use this comprehensive checklist to understand what things you should look for when purchasing your new property.

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Mortgage Payments

Explore mortgage payment and frequency options at Libro to find the one that will support your home ownership goals.

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Ready to get started with a Libro mortgage?

Whatever your home-buying needs are, Libro Coaches are here to support you with your financial decisions. We’re available online, by phone or in branch.

  • Down payments
  • Reducing mortgage costs
  • Refinancing
  • Navigating first-time home buying
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