Business Solutions

Understanding your company’s cash flow is important. Learn how Libro can help you efficiently manage your incoming and outgoing money.

Business Solutions

What business solutions does Libro offer?

We offer solutions to help manage cash flows from your business operations. This includes collecting revenues, paying expenses, investing cash in projects or savings, and handling liabilities all while ensuring your company has enough cash available for future use.

Cash management is a key aspect of an organization’s financial stability.

Online Banking for Business

Online Banking for Businesses is a web- and app-based service providing business Owners the ability to switch between their business and personal accounts without signing in and out.

  • Pay taxes from your account
  • Set up and approve transactions on two-signer accounts
  • Set up ‘View Only’ users to access transaction history

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Commercial Online Banking

Commercial Online Banking is a web-based platform that provides 24/7 access to your Libro accounts, giving you more control over how you manage your payments and reporting.

  • Provides secure and real-time information
  • Enhanced multi-approver transaction capabilities
  • Place stop payments on cheques or pre-authorized debits

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Managing your receivables and payables

Growing your farm or business means finding new and efficient ways to send and receive payments, along with easily tracking and reporting on your transactions.

Libro offers all the services you need to help maintain control over your income and expenses, plus one more thing – the advice of your Libro Coach. Your Coach helps you understand which services make sense for the operation you run. ​

Receivables

Easily collect money from your customers.

A hand with palm facing up and a coin hovering above it

Pre-Authorized Collections

With proper agreements in place, collect one-time or recurring payments from an account at any Canadian financial institution.

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Stacked coins

Bill Payment Processing Service

Collect money from businesses or individuals using bill payment functionality through ATMs, online banking, telephone banking or branch locations of any Canadian financial institution.

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Credit Cards

Fiserv Merchant Services

Provide your customers with seamless payment options using debit or credit cards, whether they shop in store, online or on the go

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Outgoing Wire

Incoming Wires

Receive money securely from other financial institutions anywhere in the world using a wire transfer.

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A hand holding a phone showing a dollar sign and a wifi signal

Interac® Autodeposit

Autodeposit automatically deposits money sent via Interac® e-Transfer directly into your account, without having to answer a security question.

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An envelope with cash inside

Interac® Request Money

Easily request money you are owed with the Interac® e-Transfer Request Money feature.

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cheque

Cheque Deposit

Scan and deposit cheques online securely from the convenience of your office, or deposit at a local ATM or in-branch location.

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Bag with dollar sign

Cash Deposit

Deposit cash in a local night depository, ATM or branch location. Download deposit slips for your next visit.

View Deposit Locations
safe

Brinks at Your Business

Deposit cash securely from the convenience of your business using an on location safe.

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Payables

Make payments to your vendors, employees or the government.

Dollar Symbol

Direct Deposit

Direct deposit is a convenient and cost-effective way to automatically send money from your Libro account to pay vendors and suppliers or in-house payroll.

 

Pay: Suppliers, vendors and employees

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Envelope with mail

Interac® E-Transfer

Interac® e-Transfer allows you to send outgoing payments to anyone in Canada using Libro’s Online or Mobile Banking App.

 

Pay: Suppliers, vendors and employees

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payroll

Payroll

Take advantage of affordable payroll and people management tools for small and mid-sized businesses using ADP.

 

Pay: Employees

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A blue outline of an open laptop showing a document and a dollar sign

Online Bill and Tax Payment

Pay your bills, invoices and government tax payments quickly and easily using online banking bill payments.

 

Pay: Suppliers, vendors and government

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Two credit cards

Credit Card

Pay for everyday business expenses using your business credit card to build your credit or even earn rewards.

 

Pay: Suppliers and vendors

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Outgoing Wire

Outgoing Wires

Send money in a variety of currencies to other financial institutions anywhere in the world using a wire transfer.

 

Pay: Suppliers, vendors and international recipients

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Globe with arrows surrounding it

Xe International Money Transfer

Securely and effortlessly transfer money overseas through multiple methods and in multiple currencies. Offering online wires, ACH and Foreign Exchange services.

 

Pay: Suppliers, vendors and international recipients

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Meet our Business Solutions Team

Our Business Solutions Team would be pleased to offer a complimentary Cash Management review to better understand your needs. Also, to further discuss additional solutions and services that may benefit your business and help create efficiencies. Feel free to reach out to the team below.

Peter Geadah Business Solutions Manager, Libro Credit Union

Peter has been with Libro for 5 years and has over 20 years of experience in the financial services industry, over 12 years in Commercial Banking, and over 10 years in Cash Management. Peter has managed portfolios of all sizes ranging from insurance, government, retailers, manufacturing, SME and Capital Markets including HUMS sector.

Teresa Kanters Business Solutions Specialist, Libro Credit Union

Teresa is a banking professional with a decade of experience working within the personal, commercial and financial world. Focused in portfolio management and cash management services offering expert advice and highly personalized service in a coordinated and confident approach. Strong interpersonal skills that support a team based approach to build business banking.

Success Stories

“Thank you to the Libro team for friendly service, establishing all our new accounts, and making the transition seamless. It is lovely when you call an organization and get a person on the other end of the phone on the first try. I would recommend Libro for all your business banking needs.”

Laura

Libro Owner

“As a recent addition to Libro’s membership, we found the onboarding process to be seamless. The Libro team was responsive and always available throughout the entire process.”

Tim

Libro Owner

“Absolutely the best customer service we have ever dealt with. Friendly and knowledgeable staff that are always there to help. So glad we made the switch to Libro!”

Csaba

Libro Owner

Frequently Asked Questions

Contact a Business Solutions Coach Today

Your privacy and trust are important to us; we discourage you from sharing any sensitive information (such as passwords, Personal Identification Numbers or Account Numbers) within this form.

    Upon receiving your information, a Libro Coach will contact you within two business days. We will use and protect your information in accordance with our privacy policy.