Mortgage Rates

Home Rates Mortgage Rates

Home Financing

Rates are one piece of the mortgage puzzle. Libro Coaches are ready to help you through decisions on down payments, reducing mortgage costs, refinancing and everything in between, so you and your family can focus on the important stuff.

Libro Prime Rate: 4.450%

Updated: October 30, 2025 12:00 AM

All rates are subject to change without notice.

Residential Mortgage Rates

Coaching Advice

Deciding on the right mortgage can be difficult. Whatever the situation, a Libro Coach can help you choose a mortgage to fit your lifestyle needs

Coaching Advice

Deciding on the right mortgage can be difficult. Whatever the situation, a Libro Coach can help you choose a mortgage to fit your lifestyle needs

Range

Rate

1st Mortgage Variable 5 Year Closed from (Prime – 0.30%)

4.150%

6 Month Closed

7.750%

1 Year Closed

5.090%

2 Year Closed

4.890%

3 Year Closed

4.690%

3 Year Closed – High-Ratio

3.990%

4 Year Closed

4.790%

5 Year Closed

4.790%

5 Year Closed – High-Ratio

4.090%

5 Year Closed (2.5% Cash Back)*

5.390%

7 Year Closed

5.990%

Updated: October 30, 2025 12:00 AM

120-day rate guarantee. On approved credit for owner-occupied residential properties.
*Cash Back Mortgage full terms and conditions. View more information on our Cash Back Mortgage offer.
Rate discounts may apply, talk to a Libro Coach today.